Website Operation
The website https://lenderque.com/ (the “Website”) is operated by Lenderque. By accessing the Website, viewing its pages, using its functions, or submitting an order, you agree to these Terms of Service and the other policies made available through the Website, including our Privacy Policy, Shipping Policy, and Return and Refund Policy. The terms in effect when you use the Website will govern your use of it. We may update these Terms when circumstances require changes.
Ecommerce Platform
Lenderque uses Shopify as the ecommerce platform supporting the Website. Shopify provides the underlying technology used for storefront functionality, product presentation, checkout, order processing, and related ecommerce services. Shopify’s own terms and policies are available at Shopify Terms of Service and Shopify.com.
Using the Website
By using the Website, you represent that you are legally capable of entering into binding agreements and making purchases under the laws applicable to you. The Website may not be used for unlawful, deceptive, abusive, fraudulent, or unauthorized purposes. You may not attempt to bypass security measures, access restricted areas, introduce harmful code, interfere with Website operations, or otherwise compromise the Website or its users. Lenderque may restrict or terminate access when these Terms are breached.
Website Content
The content available through the Website is intended for general informational and shopping purposes. Product information, store content, policies, and other materials may be changed, updated, replaced, or removed without prior notice. Although we take reasonable steps to maintain useful and current information, we do not represent that every part of the Website will be complete, current, or free from omissions at all times.
Products and Availability
Products displayed on the Website are offered subject to availability. Images are provided as a visual reference, and the appearance of an item may vary slightly due to lighting conditions, screen settings, photography, or other factors. Information concerning returns, refunds, and exchanges is governed by the applicable policies published on the Website.
Pricing and Website Changes
Prices, product descriptions, promotions, availability, and other Website information may be changed at any time. A change made after an order has been accepted and paid for will not retroactively modify the price agreed for that order. Lenderque may also introduce, alter, pause, remove, or discontinue products, services, Website functions, or sections of the Website at its discretion.
Orders and Customer Information
When completing a purchase, you are responsible for supplying information that is complete and accurate, including billing, delivery, contact, and payment details. Lenderque may decline, hold, or cancel an order where payment cannot be verified, submitted information is incomplete or inconsistent, fraudulent activity is suspected, purchasing activity requires additional review, or other legitimate circumstances make fulfillment impractical.
Payments
When you submit an order, you authorize the applicable payment method made available during checkout to be used for the purchase. An order may remain pending while payment authorization is being completed. If a payment provider rejects, reverses, or cannot complete a transaction, fulfillment may be postponed or the order may be cancelled.
Third Party Services
The Website may rely on external platforms, applications, payment providers, tools, websites, or other third-party services. These resources may be connected to the Website to support particular functions or provide additional services. Lenderque does not operate or control independent third-party services and is not responsible for their separate content, policies, availability, security, or business practices.
User Submitted Content
If you provide a review, photograph, comment, recommendation, feedback, suggestion, or other material through the Website, you confirm that you have the necessary rights to submit it and that doing so does not violate another person's or entity's rights. By submitting such material, you give Lenderque a non-exclusive permission to use, reproduce, modify, publish, display, and distribute the material in connection with its business without payment to you, unless a different arrangement has been agreed in writing.
Privacy and Personal Information
Information collected through the Website and the manner in which it is used are described in our Privacy Policy. By using the Website, you acknowledge that personal information may be collected, used, stored, and otherwise handled as described in that policy. Shopify also maintains its own privacy information at Shopify Privacy Policy.
Website Errors and Corrections
Information on the Website may occasionally contain typographical mistakes, outdated details, or other inaccuracies involving products, prices, availability, promotions, shipping information, or other content. Lenderque may correct or update such information when an issue is identified. Where permitted by applicable law, we may cancel an order affected by a significant pricing, product, or availability issue and issue any refund that is due.
Prohibited Activities
You may not use the Website in a manner that violates applicable law or infringes upon the rights of others. This includes unauthorized access attempts, interference with Website security or functionality, distribution of malicious software, misuse of Website systems, fraudulent transactions, automated activity intended to disrupt the Website, or unauthorized use or reproduction of protected Website content.
Website Availability
We make reasonable efforts to keep the Website accessible, but continuous or uninterrupted operation cannot be guaranteed. Access may be temporarily affected by maintenance, technical problems, software updates, hosting issues, service interruptions, or events beyond our reasonable control. To the extent permitted by law, Lenderque will not be liable for losses arising solely from temporary Website downtime or technical interruptions.
Limitation of Liability
To the maximum extent allowed by applicable law, Lenderque and its affiliates will not be liable for claims, losses, damages, expenses, or costs arising from your breach of these Terms, unauthorized access to or use of the Website, misuse of Website functions, or prohibited activity. Nothing in these Terms excludes or restricts liability where doing so would not be permitted by applicable law.
Severability
If any part of these Terms is found to be unlawful, invalid, or unenforceable, that provision will remain effective to the fullest extent allowed by applicable law. The remaining provisions will continue in effect without being affected by the invalidity of that provision.
Termination of Access
These Terms apply for as long as you access or use the Website. Lenderque may limit, suspend, or terminate Website access where there are reasonable grounds to suspect fraud, unauthorized activity, misuse, or a violation of these Terms. Any provisions that are intended by their nature to remain effective after termination will continue to apply.
Entire Agreement
These Terms, together with the policies and documents expressly referenced within them, establish the terms governing your use of the Website and purchases made through Lenderque. Where a separate written agreement specifically applies to a transaction and expressly conflicts with these Terms, the applicable provisions of that agreement will govern that transaction.
Governing Law
These Terms are governed by and interpreted in accordance with the laws of the United States, while preserving any mandatory consumer rights or protections that apply under the laws of the state or country in which you reside.
Changes to These Terms of Service
Lenderque may revise these Terms from time to time in response to changes in the Website, our services, business practices, or applicable legal requirements. Any revised version will be posted on the Website and will become effective when published unless another effective date is specified. Continuing to use the Website after revised Terms have been posted indicates that you accept the updated provisions.